Trademarks

Affinity Insurance Brokers and the Affinity Insurance Brokers logo are registered trademarks of Affinity Risk Partners (Brokers) Pty Ltd.

Content

Affinity Insurance Brokers (Affinity) makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind.

Affinity has not made and does not make any warranty of any kind whatsoever, express or implied, with respect to the contents of this site; and all implied warranties of merchantability, title, non-infringement and fitness for a particular purpose are hereby disclaimed by Affinity. Affinity will not be liable to anyone with respect to any damages, loss or claim whatsoever, no matter how occasioned, in connection with access to or use of the contents of this site In no event shall Affinity be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action including but not limited to contract or negligence or other tortious actions, arising out of or in connection with the use, copying or display of the content.

While Affinity believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Affinity does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Affinity may make changes in the products and/or services described herein, however, Affinity makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Links to Other Sites

Some of the sites listed as links herein are not under the control of Affinity. Accordingly, Affinity makes no representations whatsoever concerning the content of those sites. The fact that Affinity has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by Affinity with respect to such site, its owners or its providers. Affinity is providing these links only as a convenience to you. Affinity has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Affinity cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Fee/Commission Disclosure

Affiliates of Affinity that provide retail, wholesale brokerage, risk management, underwriting management, captive management and benefits consulting may receive remuneration as commissions or fees paid by an insurer; fees paid by a client in lieu of, or in addition to, commissions; and investment income on premiums, claim payments and return premiums temporarily held as fiduciary funds. In certain circumstances, one or more of these affiliates may also receive compensation in the following forms: commissions or fees paid to a wholesale broker to which a risk has been referred for placement; commissions or fees paid for premium financing; and compensation paid by underwriters for performance of technical or other services.

If you have any questions regarding the nature or amount of the compensation paid to any Affinity affiliate on your account, we encourage you to contact Affinity.

Export Controls

Some software from this site may be subject to export controls imposed by the United States of America and may not be downloaded or otherwise exported or reexported: (a) into (or to a national resident of) any country to which the U. S. has placed an embargo; (b) to everyone on the U. S. Treasury Department’s Specially Designated Nationals list; or (c) the U. S. Commerce Department’s Table of Denial Orders. If you download or use the software, you represent and warrant that you are not located in, or under the control of, or a national of any such country or on such list.

Jurisdiction

These terms and conditions are governed by the laws in force in Victoria, Australia and you agree to submit to the non-exclusive jurisdiction of the courts of Victoria, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with this website.

Copyright

The content of this website, including but not limited to the text and images herein and their arrangement, is the copyright property of Affinity Risk Partners (Brokers) Pty Ltd T/as Affinity Insurance Brokers ABN: 15 091 944 580, an Authorised Representative (No 1288354) of Aon Risk Services Australia ABN 17 000 434 720 AFSL 241141, Level 1, 1265 Nepean Hwy, Cheltenham Vic. 3192. This website is operated by Affinity. All rights reserved.

Authorisation of Use

Affinity hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. Limited quotations from the content are permitted if attribution to Affinity is included, but you may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Affinity. No modifications of the content may be made.

No Implied Licenses

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of Affinity or of any third party.

General Advice Warning

This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information.

Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Record Retention

As Company Policy we will archive our workpapers and correspondence regarding your Risk Management and Insurance matters for seven (7) years. After that date, the file will then be destroyed without further reference to you (this applies to all policy coverages other than personal injury).

Personal Injury Records are all documents whether broking, underwriting or claims pertaining to an insurance policy which provides cover for any injury to persons regardless of the class of that insurance policy.

If you have any questions about our file retention policy, please contact your Affinity Relationship Manager.